Mortgage Rates Drop to 6.26% — What It Means for Buyers and Sellers in the Triangle

It’s big news for North Carolina real estate:
Mortgage rates have dropped again and now sit at 6.26%, the lowest level since October.

This market shift is creating new opportunities for both Triangle buyers and sellers — especially those who have been waiting for relief from rising rates.

What Lower Rates Mean for Triangle Buyers

A rate drop means increased buying power.

The same monthly payment can now help you afford:

• A larger home

• A better location

• More upgrades and amenities

• A property that previously felt out of reach

Even small drops can save buyers significant money each month — and over the life of the loan.

If you’re hoping to buy in Raleigh, Cary, Apex, Wake Forest, or Holly Springs, this shift could make a big difference.

Why Sellers Should Pay Attention Too

Lower rates don’t just benefit buyers — they help sellers as well.

More buyers reentering the market means:

• More traffic on your listing

• More showings

• More competition

• Better offers

If your home has been sitting longer than you expected, this change could bring in renewed interest and stronger negotiating power.

Competition Could Heat Up Again

As rates fall, more buyers jump back in — which can quickly create a competitive market.

If you’re thinking of buying:

• Get pre-approved now

• Work with a Triangle Group agent who knows the local trends

• Be ready to move decisively

The strongest opportunities go to buyers who prepare early.

Will Rates Drop Even More?

Many experts expect continued downward movement.
But waiting may mean facing more competition when rates dip again.

Right now, some buyers still have room to negotiate — but that may change as demand grows.

A Reminder: Marry the House, Date the Rate

While rates may shift, the right home won’t stay available forever.

You can refinance later…
But you can’t rewind and buy a property that’s sold to someone else.

Let’s Talk About Your Next Move

Whether you’re planning to buy or sell in the Triangle — from Durham to Clayton, Pittsboro to Rolesville — our CENTURY 21 Triangle Group agents are here to help you understand and maximize today’s opportunities.

👉 Reach out to one of our agents today to talk strategy and make the most of the market while rates are moving.